KEY LARGO OCEAN RESORT CO

94825 Overseas Hwy #281, Key Largo FL 33037

4 beds · 3.5 baths · 1,540 ft²

For Sale · Active Listing

$940,000

2.08%

Est. Payment $5,003/mo

MLS Sheet Video

4

Bedrooms

3.5

Bathrooms

1,540

Sq. Ft.

2020

Year Built

133

Days on Market

Description

A Rare Opportunity Awaits! If traditional bank financing isn't an option but you do have the means to purchase, this is your moment. With 30% down and verifiable income to support monthly payments, you can secure a beautiful home in one of the most desirable communities in the Florida Keys. Owner Financing Available. Welcome to Key Largo Ocean Resort (KLOR)—a vibrant, gated oceanfront community that has evolved from a modest trailer park co-op into a premier enclave of modern luxury homes. Perfectly situated in the heart of the Florida Keys, KLOR blends relaxed island living with upscale amenities, creating an unmatched lifestyle experience. This spacious 4-bedroom, 3.5-bathroom residence is truly one of a kind. Designed with comfort, functionality, and family living in mind, it offers: • A generous open layout • A dedicated laundry room • A charming peek-a-boo ocean view • Ample covered space downstairs for your boat, golf cart, and outdoor gear Whether you're seeking a turnkey vacation rental, a fully furnished primary home, or a second home getaway, this property is ready to welcome you. Enjoy effortless short-term rental setup or settle into year-round island serenity. KLOR offers an impressive array of amenities, including: ??? Full-service marina (all slips currently occupied; waiting list available) ?? Private concrete boat ramp with direct ocean access ????? Resort-style swimming pool ?????? Modern fitness center ?? Tennis and basketball courts ?? Clubhouse and more.

Facts

MLS#
A11872673
Subdivision
KEY LARGO OCEAN RESORT CO
Property Type
Residential
Property Sub Type
Single Family Residence
Year Built
2020
Lot Size
1,658 ft²
Sq. Ft.
1,540 ft²
Sq. Mt.
143 m²
Price per sq. ft.
$610/ft²
Price per sq. mt.
$6,573/m²
Stories
Garage
Pool
Days on Market
133 days
Listed
Sep 2, 2025
Last Updated
Jan 15, 2026
Price/Lot Sq.Ft.
$567/ft²

Comparable homes

Same ZIP, similar price + bedrooms.

Market insights for Key Largo

Live MLS-derived activity. Forecast is a conservative rule-of-thumb estimate — not a guarantee.

Sellers market

May 2026

100/100
Buyers marketSellers market

48

Median days to sold

+4.5%

1-year price forecast (est.)

Price & tax history

From the live MIAMI MLS feed. Older history requires the ListingHistory resource (not yet enabled).

12/18/2025Price change$940,000-2.1%
9/2/2025Listed for sale$960,000

History reflects fields present on the live MLS record. Full multi-year history requires the MIAMI ListingHistory resource (not yet enabled).

Location

94825 Overseas Hwy #281, Key Largo FL 33037Directions

GreatSchools Summary Ratings

Public + private K-12 schools within 5 miles of this listing.

GreatSchoolsData provided by GreatSchools.org © 2026. All rights reserved.

Estimated Monthly Payment

$5,936/mo

Principal & Interest

$5,003

Property Tax

$783

Insurance

$150

HOA

$0

20% ($188,000)
7.00%
30 years
1.00% (FL avg ~1.0%)
$0/mo
$150/mo

Estimates only. Actual payment depends on credit, lender, insurance carrier, and FL/Miami-Dade specifics. Contact Rangely for a precise quote.

Rangely Adames

Rangely Adames

Sales Associate | Sunland Group

Hablo Español

The data relating to real estate for sale on this website comes in part from the Southeast Florida Multiple Listing Service. MLS Data is deemed reliable, but is not guaranteed accurate by MIAMI REALTORS®.

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