LAKES BY THE BAY SEC 2,Lakes By The Bay

21808 SW 99th Ave, Cutler Bay FL 33190

3 beds · 2.5 baths · 1,650 ft²

Closed

$475,000

6.86%

Est. Payment $2,528/mo

MLS Sheet Video

3

Bedrooms

2.5

Bathrooms

1,650

Sq. Ft.

1985

Year Built

2

Garage

37

Days on Market

Description

Charming 3-bedroom, 2.5 bath single-family home in the desirable Montego Bay community of Lakes by the Bay. This 2-car garage home is ready for a new family to make it their own. Located in a nice neighborhood with great amenities, local parks, top-rated schools, and close by Black Point Marina. Ideal for first-time buyers or those looking to downsize.

Facts

MLS#
A11903241
Subdivision
LAKES BY THE BAY SEC 2,Lakes By The Bay
Property Type
Residential
Property Sub Type
Single Family Residence
Year Built
1985
Lot Size
3,550 ft²
Sq. Ft.
1,650 ft²
Sq. Mt.
153 m²
Price per sq. ft.
$288/ft²
Price per sq. mt.
$3,105/m²
Stories
Garage
2 spaces
Pool
Days on Market
37 days
Listed
Nov 3, 2025
Last Updated
Feb 17, 2026
Price/Lot Sq.Ft.
$134/ft²

Market insights for Cutler Bay

Live MLS-derived activity. Forecast is a conservative rule-of-thumb estimate — not a guarantee.

Sellers market

May 2026

100/100
Buyers marketSellers market

47

Median days to sold

+4.5%

1-year price forecast (est.)

Price & tax history

From the live MIAMI MLS feed. Older history requires the ListingHistory resource (not yet enabled).

2/17/2026Sold$475,000
11/26/2025Price change$475,000-6.9%
11/3/2025Listed for sale$510,000

History reflects fields present on the live MLS record. Full multi-year history requires the MIAMI ListingHistory resource (not yet enabled).

Location

21808 SW 99th Ave, Cutler Bay FL 33190Directions

GreatSchools Summary Ratings

Public + private K-12 schools within 5 miles of this listing.

GreatSchoolsData provided by GreatSchools.org © 2026. All rights reserved.

Estimated Monthly Payment

$3,074/mo

Principal & Interest

$2,528

Property Tax

$396

Insurance

$150

HOA

$0

20% ($95,000)
7.00%
30 years
1.00% (FL avg ~1.0%)
$0/mo
$150/mo

Estimates only. Actual payment depends on credit, lender, insurance carrier, and FL/Miami-Dade specifics. Contact Rangely for a precise quote.

Rangely Adames

Rangely Adames

Sales Associate | Sunland Group

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