PIRATES COVE

85 Henry Morgan Dr, Key Largo FL 33037

3 beds · 2 baths · 1,499 ft²

For Sale · Active Listing

$1,099,000

Est. Payment $5,849/mo

MLS Sheet Video

3

Bedrooms

2

Bathrooms

1,499

Sq. Ft.

2009

Year Built

4

Days on Market

Description

Stunningly updated ground level home on three lots, spanning street-to-street in Key Largo's Pirate's Cove neighborhood with community boat ramp, clubhouse and bayfront beach. This spacious concrete home with metal roof is high and dry in the most desirable X-flood zone, and it also has insulated Anderson impact windows for safety and energy efficiency. Outside is mature, lush landscaping (including mango, soursop, lime and key lime trees) that wraps the home in shady gardens and transports you into your own private oasis with built-in grill, shelter and fire pit. Inside, the new gourmet kitchen is flanked by a pair of matching Miele refrigerators and features a custom black granite island with a professional grade Wolf gas range, double ovens, drawer microwave and hammered copper hood. The custom wood cabinets are rough sawn imported black walnut and accented by a deep hammered copper farm sink. The interior craftsmanship and attention to detail can be seen throughout the home, from the rough sawn imported black walnut doors, door casings, baseboards and window trim to the custom closet doors, copper bathroom sink basins, and custom lighting and fixtures. There's also primary bedroom and built in bookshelves in the second bedroom. Must see to appreciate! Call today.

Facts

MLS#
A12015323
Subdivision
PIRATES COVE
Property Type
Residential
Property Sub Type
Single Family Residence
Year Built
2009
Lot Size
7,500 ft²
Sq. Ft.
1,499 ft²
Sq. Mt.
139 m²
Price per sq. ft.
$733/ft²
Price per sq. mt.
$7,906/m²
Stories
Garage
Pool
Days on Market
4 days
Listed
May 7, 2026
Last Updated
May 11, 2026
Price/Lot Sq.Ft.
$147/ft²

Comparable homes

Same ZIP, similar price + bedrooms.

Market insights for Key Largo

Live MLS-derived activity. Forecast is a conservative rule-of-thumb estimate — not a guarantee.

Sellers market

May 2026

100/100
Buyers marketSellers market

72

Median days to sold

+4.5%

1-year price forecast (est.)

Price & tax history

From the live MIAMI MLS feed. Older history requires the ListingHistory resource (not yet enabled).

5/7/2026Listed for sale$1,099,000

History reflects fields present on the live MLS record. Full multi-year history requires the MIAMI ListingHistory resource (not yet enabled).

Location

85 Henry Morgan Dr, Key Largo FL 33037Directions

GreatSchools Summary Ratings

Public + private K-12 schools within 5 miles of this listing.

GreatSchoolsData provided by GreatSchools.org © 2026. All rights reserved.

Estimated Monthly Payment

$6,915/mo

Principal & Interest

$5,849

Property Tax

$916

Insurance

$150

HOA

$0

20% ($219,800)
7.00%
30 years
1.00% (FL avg ~1.0%)
$0/mo
$150/mo

Estimates only. Actual payment depends on credit, lender, insurance carrier, and FL/Miami-Dade specifics. Contact Rangely for a precise quote.

Rangely Adames

Rangely Adames

Sales Associate | Sunland Group

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Updated within 24 hours

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