PIRATES COVE
85 Henry Morgan Dr, Key Largo FL 33037
3 beds · 2 baths · 1,499 ft²
$1,099,000
Est. Payment $5,849/mo
3
Bedrooms
2
Bathrooms
1,499
Sq. Ft.
2009
Year Built
4
Days on Market
Description
Stunningly updated ground level home on three lots, spanning street-to-street in Key Largo's Pirate's Cove neighborhood with community boat ramp, clubhouse and bayfront beach. This spacious concrete home with metal roof is high and dry in the most desirable X-flood zone, and it also has insulated Anderson impact windows for safety and energy efficiency. Outside is mature, lush landscaping (including mango, soursop, lime and key lime trees) that wraps the home in shady gardens and transports you into your own private oasis with built-in grill, shelter and fire pit. Inside, the new gourmet kitchen is flanked by a pair of matching Miele refrigerators and features a custom black granite island with a professional grade Wolf gas range, double ovens, drawer microwave and hammered copper hood. The custom wood cabinets are rough sawn imported black walnut and accented by a deep hammered copper farm sink. The interior craftsmanship and attention to detail can be seen throughout the home, from the rough sawn imported black walnut doors, door casings, baseboards and window trim to the custom closet doors, copper bathroom sink basins, and custom lighting and fixtures. There's also primary bedroom and built in bookshelves in the second bedroom. Must see to appreciate! Call today.
Facts
- MLS#
- A12015323
- Subdivision
- PIRATES COVE
- Property Type
- Residential
- Property Sub Type
- Single Family Residence
- Year Built
- 2009
- Lot Size
- 7,500 ft²
- Sq. Ft.
- 1,499 ft²
- Sq. Mt.
- 139 m²
- Price per sq. ft.
- $733/ft²
- Price per sq. mt.
- $7,906/m²
- Stories
- —
- Garage
- —
- Pool
- —
- Days on Market
- 4 days
- Listed
- May 7, 2026
- Last Updated
- May 11, 2026
- Price/Lot Sq.Ft.
- $147/ft²
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Market insights for Key Largo
Live MLS-derived activity. Forecast is a conservative rule-of-thumb estimate — not a guarantee.
Sellers market
May 2026
72
Median days to sold
+4.5%
1-year price forecast (est.)
Price & tax history
From the live MIAMI MLS feed. Older history requires the ListingHistory resource (not yet enabled).
| 5/7/2026 | Listed for sale | $1,099,000 |
History reflects fields present on the live MLS record. Full multi-year history requires the MIAMI ListingHistory resource (not yet enabled).
Location
GreatSchools Summary Ratings
Public + private K-12 schools within 5 miles of this listing.
South Pointe Elementary SchoolPK,KG,1,2,3,4,5 · public · 0.5 mi
Landow Yeshiva CenterPK,KG,1,2,3,4,5,6,7,8,9,10,11,12 · private · 0.9 mi
Klurman Mesivta High School7,8,9,10,11 · private · 0.9 mi
Fienberg/Fisher K-8 CenterPK,KG,1,2,3,4,5,6,7,8 · public · 1.0 mi
Miami Beach Adult & Community Ed CenterUG · public · 1.0 mi
Fisher Island Day SchoolPK,KG,1,2,3,4,5,6,7,8 · private · 1.2 mi
Temple Beth Shmuel MontessoriPK,KG · private · 1.5 mi
Miami Beach Senior High School9,10,11,12 · public · 1.9 mi
Rasg Hebrew AcademyPK,KG,1,2,3,4,5,6,7,8,9,10,11,12 · private · 2.0 mi
Rabi Alexander S Gross HebrewPK,KG,1,2,3,4,5,6,7,8,9,10,11,12 · private · 2.0 mi
Estimated Monthly Payment
$6,915/mo
Principal & Interest
$5,849
Property Tax
$916
Insurance
$150
HOA
$0
Estimates only. Actual payment depends on credit, lender, insurance carrier, and FL/Miami-Dade specifics. Contact Rangely for a precise quote.
The data relating to real estate for sale on this website comes in part from the Southeast Florida Multiple Listing Service. MLS Data is deemed reliable, but is not guaranteed accurate by MIAMI REALTORS®.
Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited and may be a violation of federal and state law.
Copyright Southeast Florida MLS a/k/a SEFMLS © 2026.
Updated within 24 hours
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