🇦🇷 Argentina· Miami Real Estate · EN / ES
Buying Miami Real Estate as an Argentine Buyer
Argentine buyers turn to Miami for a stable, dollar-denominated place to protect and grow capital. You do not need US residency or US credit to buy. I guide Argentine buyers in English and Spanish from ITIN through closing.
How Argentine Buyers Purchase in Miami
Get an ITIN
As a foreign buyer you use an ITIN (Individual Taxpayer Identification Number) in place of a Social Security number. It typically takes about 4 to 6 weeks. You can buy in cash without one, but you will need it for financing and US taxes.
Choose cash or foreign-national financing
Pay cash for the fastest close, or finance roughly 60 to 70 percent of the price through a foreign-national loan. These loans require no US credit history. You qualify with your passport, ITIN, bank statements, and a reference letter from your home-country bank.
Make an offer and open escrow
Once we find the right property, we submit an offer and place a deposit in a US escrow account. Funds are wired from your home country through compliant channels, so plan a few days and keep documentation of the source of funds.
Plan for taxes and structure
Budget for annual property tax (Florida has no state income tax) and understand FIRPTA, which withholds about 15 percent of the sale price when a foreign owner later sells, refundable against actual tax. Many buyers hold title in an LLC for privacy and estate planning. I connect you with a CPA and attorney.
Close, remotely if needed
Close in person or remotely with a power of attorney and a notary. I coordinate the title company, inspections, and wire instructions so the process is smooth from anywhere.
Best Miami Areas for Argentine Buyers
Argentine buyers favor Brickell for walkable luxury and rental demand, Sunny Isles and Aventura for beach and waterfront living near a large Argentine community, and Edgewater for newer bayfront value. For pure investment, Brickell and Edgewater lead on rental yield. I will match you to the right area for your budget and goals.
Argentine Buyer FAQ
Can an Argentine citizen buy property in Miami?
Yes. Argentine citizens can freely own US real estate with no residency or visa required. You buy with your passport and use an ITIN for financing and US taxes.
Can I get a mortgage in Miami as an Argentine buyer?
Yes. Foreign-national loans finance roughly 60 to 70 percent of the price with no US credit, qualifying with your passport, ITIN, bank statements, and a bank reference. Many Argentine buyers also pay cash for speed. I can introduce specialized lenders.
How do Argentine buyers move money to buy in Miami?
Funds are wired through compliant channels with documentation of the source of funds. Given currency controls, plan ahead and work with professionals who handle Argentine wires. I coordinate timing with the title company so your deposit and closing wires arrive on schedule.
What taxes do Argentine owners pay in Miami?
You pay annual Florida property tax (no state income tax). Rental income is taxed if you rent. On sale, FIRPTA withholds about 15 percent, refundable against actual tax. A CPA optimizes structure, often via an LLC.
Can I close remotely from Argentina?
Yes. You can close remotely with a power of attorney and a notary at a US consulate or approved notary in Argentina. I coordinate the entire process.
Ready to Buy in Miami from Argentina?
Send me your budget and timeline and I'll guide you from ITIN to closing, in English or Spanish. No US credit or residency required.