LAKES BY THE BAY SEC 10,Monterey Lakes

21320 SW 92nd Ave, Cutler Bay FL 33189

3 beds · 2 baths · 1,707 ft²

Closed

$838,000

2.44%

Est. Payment $4,460/mo

MLS Sheet Video

3

Bedrooms

2

Bathrooms

1,707

Sq. Ft.

1996

Year Built

151

Days on Market

Description

Experience true Florida lakefront living with year-round sunsets! Lakefront pool home offering a calm, open layout and unobstructed water views from the main living areas and primary suite. Bright interiors, natural tones, and wood accents create a warm atmosphere. The backyard is an entertainer's dream, featuring a covered tiki area with fan. A portable gas grill and griddle is included for outdoor dining. House features 3 bedrooms + office/flex room, 2 bathrooms, impact protection (accordion and/or impact windows), salt-system pool, sprinkler with well, smart alarm, remote lock, auto-on lights, camera system. Home is sold FULLY FURNISHED with a warm, natural aesthetic and custom wood furniture, including artisan pieces and quality décor. Some art pieces are not included, but all electronics and fixtures are, making this property truly move-in ready and ideal for relocations. Please tour the house through the ATTACHED PHOTOS. HOA is paid quarterly and averages $98/month. It covers lake maintenance and community aesthetics management. Prime location East of Old Cutler Road, close to top schools, parks and Black Point Marina. Cutler Bay is a booming city in Miami-Dade, with plenty of attractions. The home is located at "Lakes by the Bay" community, close to Turnpike, taking just a 35-minute drive—outside rush hour—to reach Miami International Airport. Built in 1996 under the significantly improved 1994 Building Code. Great opportunity to own this unique home! Easy to show!

Facts

MLS#
A11921728
Subdivision
LAKES BY THE BAY SEC 10,Monterey Lakes
Property Type
Residential
Property Sub Type
Single Family Residence
Year Built
1996
Lot Size
6,930 ft²
Sq. Ft.
1,707 ft²
Sq. Mt.
159 m²
Price per sq. ft.
$491/ft²
Price per sq. mt.
$5,270/m²
Stories
Garage
Pool
Days on Market
151 days
Listed
Nov 27, 2025
Last Updated
Jul 2, 2026
Price/Lot Sq.Ft.
$121/ft²

Comparable homes

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Market insights for Cutler Bay

Live MLS-derived activity. Forecast is a conservative rule-of-thumb estimate — not a guarantee.

Sellers market

July 2026

100/100
Buyers marketSellers market

34

Median days to sold

+4.5%

1-year price forecast (est.)

Price & tax history

From the live MIAMI MLS feed. Older history requires the ListingHistory resource (not yet enabled).

7/2/2026Sold$838,000
2/27/2026Price change$838,000-2.4%
11/27/2025Listed for sale$859,000

History reflects fields present on the live MLS record. Full multi-year history requires the MIAMI ListingHistory resource (not yet enabled).

Location

21320 SW 92nd Ave, Cutler Bay FL 33189Directions

GreatSchools Summary Ratings

Public + private K-12 schools within 5 miles of this listing.

GreatSchoolsData provided by GreatSchools.org © 2026. All rights reserved.

Estimated Monthly Payment

$5,309/mo

Principal & Interest

$4,460

Property Tax

$698

Insurance

$150

HOA

$0

20% ($167,600)
7.00%
30 years
1.00% (FL avg ~1.0%)
$0/mo
$150/mo

Estimates only. Actual payment depends on credit, lender, insurance carrier, and FL/Miami-Dade specifics. Contact Rangely for a precise quote.

Rangely Adames

Rangely Adames

Sales Associate | Sunland Group

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