LAKES BY THE BAY SEC 10,Monterey Lakes
21320 SW 92nd Ave, Cutler Bay FL 33189
3 beds · 2 baths · 1,707 ft²
3
Bedrooms
2
Bathrooms
1,707
Sq. Ft.
1996
Year Built
151
Days on Market
Description
Experience true Florida lakefront living with year-round sunsets! Lakefront pool home offering a calm, open layout and unobstructed water views from the main living areas and primary suite. Bright interiors, natural tones, and wood accents create a warm atmosphere. The backyard is an entertainer's dream, featuring a covered tiki area with fan. A portable gas grill and griddle is included for outdoor dining. House features 3 bedrooms + office/flex room, 2 bathrooms, impact protection (accordion and/or impact windows), salt-system pool, sprinkler with well, smart alarm, remote lock, auto-on lights, camera system. Home is sold FULLY FURNISHED with a warm, natural aesthetic and custom wood furniture, including artisan pieces and quality décor. Some art pieces are not included, but all electronics and fixtures are, making this property truly move-in ready and ideal for relocations. Please tour the house through the ATTACHED PHOTOS. HOA is paid quarterly and averages $98/month. It covers lake maintenance and community aesthetics management. Prime location East of Old Cutler Road, close to top schools, parks and Black Point Marina. Cutler Bay is a booming city in Miami-Dade, with plenty of attractions. The home is located at "Lakes by the Bay" community, close to Turnpike, taking just a 35-minute drive—outside rush hour—to reach Miami International Airport. Built in 1996 under the significantly improved 1994 Building Code. Great opportunity to own this unique home! Easy to show!
Facts
- MLS#
- A11921728
- Subdivision
- LAKES BY THE BAY SEC 10,Monterey Lakes
- Property Type
- Residential
- Property Sub Type
- Single Family Residence
- Year Built
- 1996
- Lot Size
- 6,930 ft²
- Sq. Ft.
- 1,707 ft²
- Sq. Mt.
- 159 m²
- Price per sq. ft.
- $491/ft²
- Price per sq. mt.
- $5,270/m²
- Stories
- —
- Garage
- —
- Pool
- —
- Days on Market
- 151 days
- Listed
- Nov 27, 2025
- Last Updated
- Jul 2, 2026
- Price/Lot Sq.Ft.
- $121/ft²
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Market insights for Cutler Bay
Live MLS-derived activity. Forecast is a conservative rule-of-thumb estimate — not a guarantee.
Sellers market
July 2026
34
Median days to sold
+4.5%
1-year price forecast (est.)
Price & tax history
From the live MIAMI MLS feed. Older history requires the ListingHistory resource (not yet enabled).
| 7/2/2026 | Sold | $838,000 |
| 2/27/2026 | Price change | $838,000-2.4% |
| 11/27/2025 | Listed for sale | $859,000 |
History reflects fields present on the live MLS record. Full multi-year history requires the MIAMI ListingHistory resource (not yet enabled).
Location
GreatSchools Summary Ratings
Public + private K-12 schools within 5 miles of this listing.
Morikami Park Elementary SchoolPK,KG,1,2,3,4,5 · public · 0.1 mi
American Heritage Schools, Palm Beach CampusPK,KG,1,2,3,4,5,6,7,8,9,10,11,12 · private · 0.8 mi
Calusa Elementary SchoolPK,KG,1,2,3,4,5 · public · 1.5 mi
Omni Middle School6,7,8 · public · 1.8 mi
Spanish River High Adult EducationUG · public · 1.9 mi
Spanish River Community High SchoolPK,6,7,8,9,10,11,12 · public · 1.9 mi
Spanish River Christian SchoolPK,KG,1,2,3,4,5,6,7,8 · private · 2.3 mi
Children's House MontessoriPK,KG · private · 2.4 mi
Children's Learning CenterPK,KG · private · 2.4 mi
Orchard View Elementary SchoolPK,KG,1,2,3,4,5 · public · 2.5 mi
Estimated Monthly Payment
$5,309/mo
Principal & Interest
$4,460
Property Tax
$698
Insurance
$150
HOA
$0
Estimates only. Actual payment depends on credit, lender, insurance carrier, and FL/Miami-Dade specifics. Contact Rangely for a precise quote.
The data relating to real estate for sale on this website comes in part from the Southeast Florida Multiple Listing Service. MLS Data is deemed reliable, but is not guaranteed accurate by MIAMI REALTORS®.
Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited and may be a violation of federal and state law.
Copyright Southeast Florida MLS a/k/a SEFMLS © 2026.
Updated within 24 hours
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