LAKES BY THE BAY SEC 3

10048 SW 221st St, Cutler Bay FL 33190

3 beds · 2 baths · 1,425 ft²

For Sale · Active Listing

$579,000

3.48%

Est. Payment $3,082/mo

MLS Sheet Video

Bedrooms

Bathrooms

1,425

Sq. Ft.

1988

Year Built

Garage

Days on Market

Description

Welcome to this fabulous updated modern home in peaceful Lakes by the Bay community, featuring new roof and high ceilings that fill the space with natural light. This home offers 3 bedrooms, 2 bathrooms, and an open concept kitchen with quartz countertops and stainless steel appliances, perfect for everyday living and entertaining The garage has been converted into a private in-law suite with its own bathroom providing an extra income opportunity also ideal for guests or a home office. One bedroom is conveniently located on the first floor. Enjoy relaxing in your private jacuzzi after a long day. Located in a community with a pool, tennis courts, and scenic lakes, this home is just minutes from Black Point Marina, parks, shopping, and the Turnpike for easy access across South Florida. Freshly painted and move-in ready.

Facts

MLS#: A12007226
Subdivision: LAKES BY THE BAY SEC 3
Property Type: Residential
Property Sub Type: Single Family Residence
Year Built: 1988
Lot Size: 3,200 ft²
Sq. Ft.: 1,425 ft²
Sq. Mt.: 132 m²
Price per sq. ft.: $406/ft²
Price per sq. mt.: $4,386/m²
Stories: —
Garage: 2 spaces
Pool: —
Days on Market: 89 days
Listed: Apr 25, 2026
Last Updated: Jul 23, 2026
Price/Lot Sq.Ft.: $181/ft²

Comparable homes

Same ZIP, similar price + bedrooms.

SOLD

$580,000

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9928 SW 218th Ter, Cutler Bay FL 33190

SOLD

$569,000

3 bd · 3 ba · 1,749 sqft

Cutler Bay, FL 33190

SOLD

$590,000

3 bd · 3 ba · 1,749 sqft

9473 SW 227th Ter, Cutler Bay FL 33190

SOLD

$565,000

3 bd · 2 ba · 1,813 sqft

23112 SW 104th Ct, Cutler Bay FL 33190

SOLD

$595,000

3 bd · 3 ba · 1,968 sqft

9243 SW 227th Ter, Cutler Bay FL 33190

SOLD

$599,000

3 bd · 2 ba · 1,685 sqft

9770 SW 216th Ter, Cutler Bay FL 33190

$534,000

3 bd · 2 ba · 1,650 sqft

21808 SW 99th Ave, Cutler Bay FL 33190

SOLD

$519,900

3 bd · 2 ba · 1,423 sqft

9805 SW 222nd Terrace, Cutler Bay FL 33190

Market insights for Cutler Bay

Live MLS-derived activity. Forecast is a conservative rule-of-thumb estimate — not a guarantee.

Sellers market

July 2026

100/100

Buyers marketSellers market

Median days to sold

+4.5%

1-year price forecast (est.)

Price & tax history

From the live MIAMI MLS feed. Older history requires the ListingHistory resource (not yet enabled).

7/23/2026	Price change	$579,000-3.5%
4/25/2026	Listed for sale	$599,900

History reflects fields present on the live MLS record. Full multi-year history requires the MIAMI ListingHistory resource (not yet enabled).

Location

10048 SW 221st St, Cutler Bay FL 33190Directions

GreatSchools Summary Ratings

Public + private K-12 schools within 5 miles of this listing.

One Step At A Time Learning Academy
PK,KG · private · 0.3 mi
Mirror Lake Elementary School
PK,KG,1,2,3,4,5 · public · 0.7 mi
Our Savior Lutheran School
PK,KG,1,2,3,4,5,6,7,8 · private · 0.9 mi
The Blake School of Plantation
PK,KG,1,2,3,4,5,6,7,8 · private · 0.9 mi
Plantation Methodist Preschool
PK,KG · private · 0.9 mi
Plantation High School
9,10,11,12 · public · 0.9 mi
Dickens Sanomi Academy
KG,1,2,3,4,5,6,7,8,9,10,11,12,UG · private · 1.0 mi
Horizon Elementary School
PK,KG,1,2,3,4,5 · public · 1.0 mi
Plantation Middle School
6,7,8 · public · 1.1 mi
Peters Elementary School
PK,KG,1,2,3,4,5 · public · 1.1 mi

Estimated Monthly Payment

$3,714/mo

Principal & Interest

$3,082

Property Tax

$483

Insurance

$150

HOA

Down Payment20% ($115,800)

Interest Rate7.00%

Loan Term30 years

Property Tax Rate1.00% (FL avg ~1.0%)

HOA / Maintenance$0/mo

Insurance$150/mo

Estimates only. Actual payment depends on credit, lender, insurance carrier, and FL/Miami-Dade specifics. Contact Rangely for a precise quote.

Rangely Adames

Sales Associate | Sunland Group

(954) 833-0020 info@rangelyadames.com

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