This listing is no longer active

The MLS feed no longer includes this property — it may have sold, gone under contract, or been withdrawn. Last seen on September 6, 2026. The details below are the last snapshot we captured. Contact Rangely for a similar property or current status.

KEYSTONE ISLAND

12990 Keystone Terrace, North Miami FL 33181

4 beds · 3 baths · 3,084 ft²

For Sale · Active Listing

$3,350,000

Est. Payment $17,830/mo

MLS Sheet Video

4

Bedrooms

3

Bathrooms

3,084

Sq. Ft.

1959

Year Built

2

Garage

1

Stories

0

Days on Market

Description

Welcome to 12990 Keystone Terrace, an exceptional waterfront residence in North Miami's desirable Keystone Islands, where relaxed South Florida living meets the freedom of direct ocean access. Set on an expansive corner lot, this 4-bedroom, 3-bath home offers approximately 3,085 square feet of inviting living space enhanced by soaring vaulted ceilings, generous natural light, and impact windows and doors throughout. A circular driveway and two-car garage create an impressive arrival, while the home's open, comfortable layout provides plenty of room for everyday living and entertaining. At the heart of the home, the beautifully appointed kitchen offers a stylish gathering place with custom countertops, ample cabinetry, and an easy connection to the surrounding dining and living areas. The spacious interiors flow effortlessly toward the outdoors, where the waterfront setting becomes the centerpiece. Step outside to a private tropical retreat featuring a swimming pool, expansive patio areas, lush landscaping, and picturesque canal views—an ideal backdrop for quiet mornings, sunset dinners, or weekends spent entertaining family and friends. Boating enthusiasts will especially appreciate the private dock, wide canal frontage, and ocean access with no fixed bridges, allowing you to enjoy South Florida's waterways right from your backyard. Whether cruising toward Biscayne Bay, relaxing poolside, or simply taking in the peaceful waterfront atmosphere, this home offers an enviable combination of space, privacy, and coastal lifestyle. 12990 Keystone Terrace is a rare opportunity to experience the best of waterfront living while remaining conveniently connected to the dining, shopping, beaches, and attractions of the Miami area.

Facts

MLS#
B26072103
Subdivision
KEYSTONE ISLAND
Property Type
Residential
Property Sub Type
Single Family Residence
Year Built
1959
Lot Size
12,632 ft²
Sq. Ft.
3,084 ft²
Sq. Mt.
287 m²
Price per sq. ft.
$1,086/ft²
Price per sq. mt.
$11,672/m²
Stories
1
Garage
2 spaces
Pool
Private
Days on Market
Listed
Sep 3, 2026
Last Updated
Sep 3, 2026
Price/Lot Sq.Ft.
$265/ft²

Comparable homes

Same ZIP, similar price + bedrooms.

Market insights for North Miami

Live MLS-derived activity. Forecast is a conservative rule-of-thumb estimate — not a guarantee.

Sellers market

September 2026

100/100
Buyers marketSellers market

51

Median days to sold

+4.5%

1-year price forecast (est.)

Price & tax history

From the live MIAMI MLS feed. Older history requires the ListingHistory resource (not yet enabled).

9/3/2026Listed for sale$3,350,000

History reflects fields present on the live MLS record. Full multi-year history requires the MIAMI ListingHistory resource (not yet enabled).

Location

12990 Keystone Terrace, North Miami FL 33181Directions

Estimated Monthly Payment

$20,772/mo

Principal & Interest

$17,830

Property Tax

$2,792

Insurance

$150

HOA

$0

20% ($670,000)
7.00%
30 years
1.00% (FL avg ~1.0%)
$0/mo
$150/mo

Estimates only. Actual payment depends on credit, lender, insurance carrier, and FL/Miami-Dade specifics. Contact Rangely for a precise quote.

Rangely Adames

Rangely Adames

Sales Associate | Sunland Group

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