CENTENNIAL

20833 SW 86 Avenue, Cutler Bay FL 33189

4 beds · 2.5 baths · 2,980 ft²

Closed

$775,000

3.13%

Est. Payment $4,125/mo

MLS Sheet Video

Bedrooms

2.5

Bathrooms

2,980

Sq. Ft.

1989

Year Built

Garage

Stories

Days on Market

Description

ACCEPTING BACKUP OFFERS!! The Hidden Gem of Cutler Bay-Perched on a highly sought-after builder’s lake, this RARE opportunity offers exclusive waterfront living where homes hardly ever become available. Just minutes from Blackpoint Marina and a scenic bike ride to waterfront dining and live music, this home offers the best of Cutler Bay living. Features include a 2018 TILE ROOF, IMPACT windows & doors, and a 2021 HVAC system. Inside, enjoy TWO OVERSIZED living areas, a formal dining room, and a spacious kitchen with serene water views. The primary suite boasts a HUGE walk-in closet and spa-like bath with a jetted tub overlooking the lake. Step outside to your private sandy beach with swimming, kayaking, and paddleboarding—no gasoline boats allowed!! Don't miss this rare find!

Facts

MLS#: F10492525
Subdivision: CENTENNIAL
Property Type: Residential
Property Sub Type: Single Family Residence
Year Built: 1989
Lot Size: 7,012 ft²
Sq. Ft.: 2,980 ft²
Sq. Mt.: 277 m²
Price per sq. ft.: $260/ft²
Price per sq. mt.: $2,798/m²
Stories: 2
Garage: 2 spaces
Pool: —
Days on Market: 50 days
Listed: Mar 15, 2025
Last Updated: May 19, 2026
Price/Lot Sq.Ft.: $111/ft²

Comparable homes

Same ZIP, similar price + bedrooms.

$760,000

4 bd · 2 ba · 1,644 sqft

20053 SW 103rd Ave, Cutler Bay FL 33189

20221 SW 85th Court SW, Cutler Bay FL 33189

$740,000

4 bd · 2 ba · 1,782 sqft

20221 SW 85th Court SW, Cutler Bay FL 33189

SOLD

$729,900

4 bd · 3 ba · 2,658 sqft

9742 SW 212th Street, Cutler Bay FL 33189

$725,000

4 bd · 2 ba · 1,744 sqft

19911 SW 84th Ave, Cutler Bay FL 33189

$795,000

4 bd · 3 ba · 2,670 sqft

8770 SW 204th St, Cutler Bay FL 33189

$799,000

4 bd · 3 ba · 2,324 sqft

7950 SW 196th Ter, Cutler Bay FL 33189

$689,000

4 bd · 2 ba · 1,534 sqft

20210 SW 106th Ct, Cutler Bay FL 33189

SOLD

$720,000

4 bd · 3 ba · —

21334 Old Cutler Road, Cutler Bay FL 33189

Market insights for Cutler Bay

Live MLS-derived activity. Forecast is a conservative rule-of-thumb estimate — not a guarantee.

Sellers market

July 2026

100/100

Buyers marketSellers market

Median days to sold

+4.5%

1-year price forecast (est.)

Price & tax history

From the live MIAMI MLS feed. Older history requires the ListingHistory resource (not yet enabled).

5/19/2026	Sold	$775,000
5/2/2025	Price change	$775,000-3.1%
3/15/2025	Listed for sale	$800,000

History reflects fields present on the live MLS record. Full multi-year history requires the MIAMI ListingHistory resource (not yet enabled).

Location

20833 SW 86 Avenue, Cutler Bay FL 33189Directions

GreatSchools Summary Ratings

Public + private K-12 schools within 5 miles of this listing.

Trinity Christian School
KG,1,2,3,4,5 · private · 0.3 mi
Hope Lutheran School
PK,KG,1,2,3,4,5,6,7,8 · private · 0.3 mi
Hosanna Christian Academy
KG,1,2,3,4,6,8,9,10,11 · private · 0.4 mi
Norcrest Elementary School
PK,KG,1,2,3,4,5 · public · 0.5 mi
Education Station Preschool
KG,1,2,3,4 · private · 1.0 mi
Park Ridge Elementary School
PK,KG,1,2,3,4,5 · public · 1.2 mi
Somerset Pines Academy
KG,1,2,3,4,5,6,7,8 · charter · 1.3 mi
Zion Lutheran Christian
PK,KG,1,2,3,4,5,6,7,8,9,10,11,12 · private · 1.5 mi
Highlands Christian Academy
PK,KG,1,2,3,4,5,6,7,8,9,10,11,12 · private · 1.5 mi
Deerfield Beach High School
9,10,11,12 · public · 1.6 mi

Estimated Monthly Payment

$4,921/mo

Principal & Interest

$4,125

Property Tax

$646

Insurance

$150

HOA

Down Payment20% ($155,000)

Interest Rate7.00%

Loan Term30 years

Property Tax Rate1.00% (FL avg ~1.0%)

HOA / Maintenance$0/mo

Insurance$150/mo

Estimates only. Actual payment depends on credit, lender, insurance carrier, and FL/Miami-Dade specifics. Contact Rangely for a precise quote.

Rangely Adames

Sales Associate | Sunland Group

(954) 833-0020 info@rangelyadames.com

Hablo Español

The data relating to real estate for sale on this website comes in part from the Southeast Florida Multiple Listing Service. MLS Data is deemed reliable, but is not guaranteed accurate by MIAMI REALTORS®.

Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited and may be a violation of federal and state law.

Updated within 24 hours