LAKES BY THE BAY SEC 4

21970 SW 97th Ct, Cutler Bay FL 33190

4 beds · 2.5 baths · 2,820 ft²

Closed

$745,000

Est. Payment $3,965/mo

MLS Sheet Video

Bedrooms

2.5

Bathrooms

2,820

Sq. Ft.

1989

Year Built

Garage

Days on Market

Description

Stunning corner lot home located in Lakes by the Bay. 2-stories w/ 4 beds, 2.5 baths, 2-car garage, & a low HOA. Enjoy daily life & entertaining w/ dedicated living, dining, & family rooms. At the heart of the home is a stylish kitchen w/ LG appliances, quartz countertops, & a gas range. Partial impact windows/doors + panel shutters. The charming staircase leads you to all 4 bedrooms upstairs. The oversized primary room features a dual walk-in closet, large bathroom w/ dual sink vanity & a den, perfect for a nursery, office, or library. Movie theater room offers the ultimate space for entertainment. Ample storage throughout home. Step through elegant French doors onto a covered terrace overlooking the expansive backyard w/ potential to create your own oasis w/ a pool, outdoor kitchen, etc!

Facts

MLS#: A11880940
Subdivision: LAKES BY THE BAY SEC 4
Property Type: Residential
Property Sub Type: Single Family Residence
Year Built: 1989
Lot Size: 7,540 ft²
Sq. Ft.: 2,820 ft²
Sq. Mt.: 262 m²
Price per sq. ft.: $264/ft²
Price per sq. mt.: $2,844/m²
Stories: —
Garage: 2 spaces
Pool: —
Days on Market: 9 days
Listed: Sep 25, 2025
Last Updated: Oct 30, 2025
Price/Lot Sq.Ft.: $99/ft²

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Market insights for Cutler Bay

Live MLS-derived activity. Forecast is a conservative rule-of-thumb estimate — not a guarantee.

Sellers market

May 2026

100/100

Buyers marketSellers market

Median days to sold

+4.5%

1-year price forecast (est.)

Price & tax history

From the live MIAMI MLS feed. Older history requires the ListingHistory resource (not yet enabled).

10/30/2025	Sold	$745,000
9/25/2025	Listed for sale	$745,000

History reflects fields present on the live MLS record. Full multi-year history requires the MIAMI ListingHistory resource (not yet enabled).

Location

21970 SW 97th Ct, Cutler Bay FL 33190Directions

GreatSchools Summary Ratings

Public + private K-12 schools within 5 miles of this listing.

Growing Treasures Learning Center #2
PK,KG,1,2,3,4,5,6 · private · 0.2 mi
Ben Sheppard Elementary School
PK,KG,1,2,3,4,5 · public · 0.2 mi
Snow White & The Seven Dwarfs School
PK,KG,1,2,3,4,5,6 · private · 0.3 mi
Jose Marti Mast 6-12 Academy
6,7,8,9,10,11,12 · public · 0.4 mi
Mater Palms Academy
KG,1,2,3,4,5,6,7,8 · charter · 0.7 mi
Mater Academy Charter High
9,10,11,12 · charter · 0.7 mi
Mater Academy Charter Middle
6,7,8 · charter · 0.7 mi
Mater Performing Arts & Entertainment Academy
9,10,11,12 · charter · 0.7 mi
Paradise Christian School
PK,KG · private · 0.7 mi
Shalom Christian School & Art Center
PK,KG,1,2,3,4,5 · private · 0.7 mi

Estimated Monthly Payment

$4,736/mo

Principal & Interest

$3,965

Property Tax

$621

Insurance

$150

HOA

Down Payment20% ($149,000)

Interest Rate7.00%

Loan Term30 years

Property Tax Rate1.00% (FL avg ~1.0%)

HOA / Maintenance$0/mo

Insurance$150/mo

Estimates only. Actual payment depends on credit, lender, insurance carrier, and FL/Miami-Dade specifics. Contact Rangely for a precise quote.

Rangely Adames

Sales Associate | Sunland Group

(954) 833-0020 info@rangelyadames.com

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