LAKES BY THE BAY SEC 4

21960 SW 98th Ave, Cutler Bay FL 33190

4 beds · 2 baths · 2,040 ft²

Closed

$750,000

6.25%

Est. Payment $3,992/mo

MLS Sheet Video

Bedrooms

Bathrooms

2,040

Sq. Ft.

1988

Year Built

Garage

Days on Market

Description

Impeccably renovated one-story residence in Lakes by the Bay with serene lake views and a showstopping backyard retreat. This 4-bedroom, 2-bath home features a spacious, modern kitchen with an oversized island, double-door pantry with pull-out shelves, and premium appliances. New roof, impact windows and doors, updated bathrooms, new AC, water heater, and full water treatment system. Epoxy-finished 2-car garage, laundry room, and security cameras add function and peace of mind. Enjoy alfresco entertaining under a large pergola surrounded by pavers, a majestic shade tree, and tranquil water views. Light-filled interiors offer tile flooring, generous living areas, and refined finishes. Located in a quiet, well-kept community with low HOA and easy access to parks, shops, and schools.

Facts

MLS#: A11895723
Subdivision: LAKES BY THE BAY SEC 4
Property Type: Residential
Property Sub Type: Single Family Residence
Year Built: 1988
Lot Size: 0 sqft
Sq. Ft.: 2,040 ft²
Sq. Mt.: 190 m²
Price per sq. ft.: $368/ft²
Price per sq. mt.: $3,947/m²
Stories: —
Garage: 2 spaces
Pool: —
Days on Market: 24 days
Listed: Oct 20, 2025
Last Updated: Jan 20, 2026
Price/Lot Sq.Ft.: —

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Market insights for Cutler Bay

Live MLS-derived activity. Forecast is a conservative rule-of-thumb estimate — not a guarantee.

Sellers market

May 2026

100/100

Buyers marketSellers market

Median days to sold

+4.5%

1-year price forecast (est.)

Price & tax history

From the live MIAMI MLS feed. Older history requires the ListingHistory resource (not yet enabled).

1/20/2026	Sold	$750,000
11/12/2025	Price change	$750,000-6.2%
10/20/2025	Listed for sale	$800,000

History reflects fields present on the live MLS record. Full multi-year history requires the MIAMI ListingHistory resource (not yet enabled).

Location

21960 SW 98th Ave, Cutler Bay FL 33190Directions

GreatSchools Summary Ratings

Public + private K-12 schools within 5 miles of this listing.

Harvard International Academy
2,3,4,5,6,7,8,9,10,11,12 · private · 0.9 mi
Emerald Hills School
PK,TK,KG · private · 0.9 mi
Westlake School
KG,1,2,3,4,5,6,7,8,9,10,11,12 · private · 0.9 mi
Collins Elementary School
PK,KG,1,2,3,4,5 · public · 1.5 mi
Bethune Mary M Elementary School
PK,KG,1,2,3,4,5 · public · 1.6 mi
Brauser Maimonides Academy
KG,1,2,3,4,5,6,7,8 · private · 1.6 mi
Broward Children's Center Inc
KG,1,3,4 · private · 1.7 mi
Attucks Middle School
6,7,8 · public · 1.7 mi
Hollywood Hills High School
9,10,11,12 · public · 1.8 mi
Sheridan Hills Christian School
PK,KG,1,2,3,4,5,6,7,8,9,10,11,12 · private · 1.8 mi

Estimated Monthly Payment

$4,767/mo

Principal & Interest

$3,992

Property Tax

$625

Insurance

$150

HOA

Down Payment20% ($150,000)

Interest Rate7.00%

Loan Term30 years

Property Tax Rate1.00% (FL avg ~1.0%)

HOA / Maintenance$0/mo

Insurance$150/mo

Estimates only. Actual payment depends on credit, lender, insurance carrier, and FL/Miami-Dade specifics. Contact Rangely for a precise quote.

Rangely Adames

Sales Associate | Sunland Group

(954) 833-0020 info@rangelyadames.com

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