LAKES BY THE BAY SEC 3

10042 SW 220th St, Cutler Bay FL 33190

2 beds · 2 baths · 1,136 ft²

Closed

$449,500

Est. Payment $2,392/mo

MLS Sheet Video

2

Bedrooms

2

Bathrooms

1,136

Sq. Ft.

1988

Year Built

1

Garage

33

Days on Market

Description

Charming 2-bedroom, 2-bath single-family home in the desirable Montego Bay community of Lakes by the Bay. This well-kept home features laminate bedroom floors, a 1-car garage, and a driveway that parks up to 3 additional cars. Includes a water softener system for added comfort and a cozy backyard perfect for relaxing or entertaining. Located in a peaceful neighborhood with great amenities, just minutes from parks, top-rated schools, and Black Point Marina. Ideal for first-time buyers or those looking to downsize—comfort, functionality, and location all in one!

Facts

MLS#
A11886647
Subdivision
LAKES BY THE BAY SEC 3
Property Type
Residential
Property Sub Type
Single Family Residence
Year Built
1988
Lot Size
3,136 ft²
Sq. Ft.
1,136 ft²
Sq. Mt.
106 m²
Price per sq. ft.
$396/ft²
Price per sq. mt.
$4,241/m²
Stories
Garage
1 spaces
Pool
Days on Market
33 days
Listed
Oct 5, 2025
Last Updated
Dec 22, 2025
Price/Lot Sq.Ft.
$143/ft²

Comparable homes

Same ZIP, similar price + bedrooms.

Market insights for Cutler Bay

Live MLS-derived activity. Forecast is a conservative rule-of-thumb estimate — not a guarantee.

Sellers market

May 2026

76/100
Buyers marketSellers market

51

Median days to sold

+4.5%

1-year price forecast (est.)

Price & tax history

From the live MIAMI MLS feed. Older history requires the ListingHistory resource (not yet enabled).

12/22/2025Sold$449,500
10/5/2025Listed for sale$449,500

History reflects fields present on the live MLS record. Full multi-year history requires the MIAMI ListingHistory resource (not yet enabled).

Location

10042 SW 220th St, Cutler Bay FL 33190Directions

GreatSchools Summary Ratings

Public + private K-12 schools within 5 miles of this listing.

GreatSchoolsData provided by GreatSchools.org © 2026. All rights reserved.

Estimated Monthly Payment

$2,917/mo

Principal & Interest

$2,392

Property Tax

$375

Insurance

$150

HOA

$0

20% ($89,900)
7.00%
30 years
1.00% (FL avg ~1.0%)
$0/mo
$150/mo

Estimates only. Actual payment depends on credit, lender, insurance carrier, and FL/Miami-Dade specifics. Contact Rangely for a precise quote.

Rangely Adames

Rangely Adames

Sales Associate | Sunland Group

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