PIRATES COVE

40 Pirates Dr, Key Largo FL 33037

1 beds · 1 baths · 561 ft²

For Sale · Active Listing

$495,900

4.62%

Est. Payment $2,639/mo

MLS Sheet Video

1

Bedrooms

1

Bathrooms

561

Sq. Ft.

1958

Year Built

176

Days on Market

Description

Your Private Slice of Key Largo Paradise Awaits! Escape to a quiet coastal retreat designed for relaxation and adventure. This beautifully updated concrete 1-bedroom, 1-bath home is situated on a corner lot in the heart of Key Largo is just steps from the water and beckons you to embrace the island lifestyle. This is like living on the water without paying the premium price. 2 kayaks and bicycles are included. Boating enthusiasts will love the easy access to the ocean via Adams Cut or Tavernier Creek. Evenings are for unwinding in the outdoor hot tub or hosting memorable gatherings on the paved patio under garden lighting, surrounded by lush tropical landscaping. Owner has taken care of the big-ticket items, including a new roof, new A/C split systems, fresh paint inside and out and impact windows/doors, making this charming gem completely move-in ready. There is room for a couple of cars and a 24' boat on trailer on the property. The community clubhouse and swimming beach offer even more opportunities for sun-soaked fun. The location is unbeatable—just minutes from Key Largo's dining, shopping, and outdoor attractions, with an easy commute to Miami. Whether you are seeking a refined vacation retreat or a full-time island residence, this home delivers a perfect balance of tropical comfort and coastal style. This is an amazing opportunity to embrace the best of the Florida Keys: boating, snorkeling, world-class fishing, scuba diving, or simply soaking up the sun.

Facts

MLS#
A11922291
Subdivision
PIRATES COVE
Property Type
Residential
Property Sub Type
Single Family Residence
Year Built
1958
Lot Size
2,500 ft²
Sq. Ft.
561 ft²
Sq. Mt.
52 m²
Price per sq. ft.
$884/ft²
Price per sq. mt.
$9,537/m²
Stories
Garage
Pool
Days on Market
176 days
Listed
Nov 29, 2025
Last Updated
May 24, 2026
Price/Lot Sq.Ft.
$198/ft²

Comparable homes

Same ZIP, similar price + bedrooms.

Market insights for Key Largo

Live MLS-derived activity. Forecast is a conservative rule-of-thumb estimate — not a guarantee.

Sellers market

May 2026

94/100
Buyers marketSellers market

80

Median days to sold

+4.5%

1-year price forecast (est.)

Price & tax history

From the live MIAMI MLS feed. Older history requires the ListingHistory resource (not yet enabled).

4/29/2026Price change$495,900-4.6%
11/29/2025Listed for sale$519,900

History reflects fields present on the live MLS record. Full multi-year history requires the MIAMI ListingHistory resource (not yet enabled).

Location

40 Pirates Dr, Key Largo FL 33037Directions

GreatSchools Summary Ratings

Public + private K-12 schools within 5 miles of this listing.

GreatSchoolsData provided by GreatSchools.org © 2026. All rights reserved.

Estimated Monthly Payment

$3,203/mo

Principal & Interest

$2,639

Property Tax

$413

Insurance

$150

HOA

$0

20% ($99,180)
7.00%
30 years
1.00% (FL avg ~1.0%)
$0/mo
$150/mo

Estimates only. Actual payment depends on credit, lender, insurance carrier, and FL/Miami-Dade specifics. Contact Rangely for a precise quote.

Rangely Adames

Rangely Adames

Sales Associate | Sunland Group

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