Brickell
Urban and walkable, with finance and professional life at street level and a strong LatAm presence in the towers.
Colombia to Miami · English / Español
Buy Miami Real Estate from Colombia
Cash, foreign-national financing, and a remote closing are real paths. You do not need to live in Miami to make an offer, and you do not need U.S. residency to take title.
- Licensed FL
- Sunland Group
- English / Español
- Remote closings
Why buyers from Colombia call
Bilingual EN / ES
Showings, negotiation briefings, and contract walkthroughs can run entirely in Spanish.
Buyer representation
Rangely represents the buyer's interests. Tax, immigration, and legal advice stay with the professionals she introduces.
Remote-capable
Video tours and a title-coordinated closing for buyers who will not fly in for every step.
Miami and Broward
Licensed Florida sales associate at Sunland Group, covering Miami-Dade and Broward.
Can Colombians buy property in Miami?
Yes. A Colombian citizen can purchase Florida real estate without U.S. citizenship, U.S. residency, or a Social Security number. Houses, condos, and townhomes are all available to foreign buyers. You buy with a valid passport. An ITIN comes up when a lender or a tax filing needs a U.S. taxpayer number. It is not a visa, and it is not something a real estate agent issues.
You may hold title in your personal name, a U.S. LLC, or another structure. Which one fits is a question for your attorney and your CPA. Rangely will introduce those professionals. She does not choose the entity for you.
Buying a home does not grant a visa, residency, or any immigration status. This page is not an EB-5 or E-2 product. If immigration is part of your plan, speak with immigration counsel on its own track.
Financing realities for Colombian buyers
Colombian buyers usually choose among cash, a foreign-national or portfolio mortgage, and a lender that will work with an ITIN. Interest rates, down payments, and loan-to-value are set by a lender on your file. Ask that lender for the numbers.
Cash
Cash is a common path for international buyers. You wire funds to the title company after they review where the money came from. How long that takes depends on your bank in Colombia and the title company's intake. Plan for the wire. This page does not promise a number of days.
Foreign-national and portfolio mortgages
Some U.S. lenders make mortgages to buyers who live outside the United States. The themes buyers should expect, without treating them as a quote: the down payment is often larger than a domestic conventional loan, a U.S. bank account is often required, and the lender will ask for income documents from Colombia. Rangely can introduce lenders who already work with international buyers. She does not approve the loan.
ITIN
An ITIN is an Individual Taxpayer Identification Number from the IRS. People who need to file U.S. taxes and do not have a Social Security number use one. Some lenders ask for an ITIN before they will finance a purchase. Rangely can introduce ITIN-friendly lenders. She does not issue ITINs, and she does not tell you whether you qualify for one. That is an IRS and tax-advisor question.
DSCR, as a concept only
Some buyers who plan to rent look at DSCR financing, where the lender weighs the property's expected rent alongside, or instead of, personal income. Whether a program fits, and on what terms, is the lender's decision. No ratio is stated here.
If you are a domestic first-time buyer using a U.S. conventional or FHA loan, start with the Miami buyer's guide. This page is for the cross-border path.
Wiring funds and source of funds
Plan time for an international wire from Colombia to a U.S. title company. Title and your bank will ask you to document the source of funds. Keep statements and a paper trail that matches the name on the contract.
Wire fraud is common around closings. Confirm every wiring instruction by phone with a title contact you already know, using a number you looked up yourself. Do not send a wire from an email that arrived unprompted. Rangely does not exchange currency and does not hold your purchase funds.
Remote closing and power of attorney
You can buy without living in Miami. Rangely runs video, FaceTime, and WhatsApp tours, and she negotiates the offer while you are in Bogotá, Medellín, Cali, or anywhere else. Many closings are completed with a power of attorney coordinated through the title company, together with passport identification.
Whether a remote online notary is available depends on current Florida practice and the title company on your file. Confirm that mechanic before you assume you will not travel. Rangely coordinates the team: the agent, the title company, and introductions to lenders and attorneys who work with international buyers.
How a purchase from Colombia usually runs
- 1
Goals
We start with how you will use the home, a budget band, cash or finance, and whether you are buying for yourself, family, or an investment.
- 2
Search and tours
Live MLS search, then in-person showings or video, FaceTime, and WhatsApp tours if you are still in Colombia.
- 3
Offer
Offer strategy and negotiation with the briefing in Spanish or English, so nothing important sits in a language you do not want.
- 4
Diligence
Association documents, inspections, title, and the source-of-funds file the title company and your bank will ask for.
- 5
Remote close
Title coordinates the closing. A power of attorney is a common path when you will not be in Miami that day. Confirm notary mechanics for your file.
Neighborhoods that fit Colombian and LatAm buyers
These are qualitative fits. Colombian buyers, and other LatAm buyers who travel the same corridor, tend to start with the areas below. The live guides describe how people use each place.
Coral Gables
Family streets, a prestige address, and the school conversation that often drives a landing-pad purchase.
Edgewater
Bay-adjacent condo buildings just north of downtown, for buyers who want the water without the Brickell grid.
Sunny Isles
A coastal condo corridor that international buyers already know by name, oriented to the beach.
Aventura
The other end of that coastal condo corridor, often chosen by buyers who want both a tower and daily errands nearby.
Doral
A familiar community for many Colombian families, with daily life that already runs in Spanish. The neighborhood guide is live.
Family use and investment use are different searches. A landing pad for relatives points at schools, streets, and a building you would actually live in. An investment points at association rental rules and who will manage the property after closing. Start with Miami investment property or the pre-construction catalog when that is the brief.
Short-term rental rules are not a city slogan. HOA and city rules vary, and we verify them building by building before anyone underwrites income. If that is the plan, read Airbnb consulting with that caveat. This page does not state which buildings allow stays, and it does not quote yields.
Pre-construction for international buyers
Pre-construction can make sense when you want a specific building, a finish package, or a delivery window you can plan around. It also carries timeline risk. Delivery dates move, and the contract controls what happens if they do.
Deposit amounts, how deposits are held, and whether a contract can be assigned are set in each developer's contract. This page does not publish a deposit schedule, and it does not describe a reservation as risk-free. Browse pre-construction and new developments, then read the actual contract with your attorney before you reserve.
Ownership, tax, and exit awareness
This is not legal, tax, or immigration advice. Florida property tax applies to real estate you own here. If you rent the property, rental income may create a U.S. filing obligation. Estate planning for a non-resident owner, including any LLC conversation, belongs with a cross-border attorney. This page does not quote exemption amounts.
FIRPTA, the Foreign Investment in Real Property Tax Act, is the federal topic foreign owners should plan for before they sell. It can require tax withholding at the sale. The rate, any exemption, and any refund depend on your facts. Do not plan an exit around a percentage you read online, including on older articles. A cross-border tax advisor confirms the treatment for your sale. Rangely introduces that advisor. She does not replace them.
How Rangely helps
Rangely Adames is a licensed Florida sales associate at Sunland Group, serving Miami-Dade and Broward. She is bilingual in English and Spanish, so the search, the negotiation briefing, and the contract walkthrough can happen in your language. The other side of the deal is handled in whatever language that negotiation needs.
- Live MLS search, plus video tours when you are not in Miami.
- Introductions to lenders, title, and attorneys who already work with international buyers.
- Coordination of a remote closing, including power of attorney with title.
- A property-manager introduction after closing when you need one.
She represents the buyer's interests in the purchase. For the longer educational version of the foreign-buyer process, read the foreign buyers guide. For a fully Spanish-language introduction to working together, see the Spanish-speaking realtor page. Broader questions live in the FAQ.
A Spanish version of this page is planned. Until it is published, the consult, the contract briefing, and the WhatsApp thread can run entirely in Spanish.
Questions Colombian buyers ask
Can a Colombian citizen buy real estate in Miami?
Yes. A Colombian citizen can buy a house, condo, or townhome in Miami and elsewhere in Florida. U.S. citizenship, a visa, and a Social Security number are not required to purchase. You need a valid passport for identification. Whether title should sit in your personal name, a U.S. LLC, or another structure is a decision for your attorney and CPA, not for your agent.
Do I need a U.S. visa or Social Security number to buy a home in Florida?
No. You do not need a U.S. visa, a green card, or a Social Security number to buy Florida real estate. The purchase itself does not create immigration status. If you finance, a lender may ask for an ITIN or another tax identifier. That request is about the loan and U.S. tax filing, not about a visa.
How do Colombian buyers finance a Miami condo or house?
Colombian buyers typically use cash, a foreign-national or portfolio mortgage, or a lender that works with an ITIN. Cash is a wire to the title company after a source-of-funds review. Financed purchases often involve a larger down payment than a domestic conventional loan, a U.S. bank account, and income documents from Colombia. Exact terms come from the lender on your file. Rangely introduces lenders. She does not issue ITINs or approve loans.
Can I buy Miami property without traveling to Florida?
Yes. You can tour by video, FaceTime, or WhatsApp and negotiate the offer from Colombia. Closing is often completed with a power of attorney through the title company, plus passport identification. Whether a remote online notary is available depends on current Florida practice and that title company's process, so confirm it on your file before you rule out a trip.
Which Miami neighborhoods do Colombian buyers often choose, and why?
Colombian buyers often ask about Brickell for urban professional life and a strong LatAm presence, Coral Gables for family streets and schools, Edgewater for bay-adjacent condos, and Sunny Isles and Aventura for the coastal corridor many internationals already know. Doral comes up for community familiarity and daily life in Spanish. None of these is a guaranteed fit. The right area follows how you will use the home.
What is FIRPTA and why should Colombian owners plan for it before they sell?
FIRPTA is the U.S. federal rule that can require tax withholding when a foreign person sells U.S. real estate. Colombian owners should plan that exit with a cross-border tax advisor before they list, because withholding, any exemption, and any refund depend on the facts of the sale. This page does not state a withholding percentage. Rangely does not give tax advice. She can introduce an advisor.
How does a bilingual Miami agent help Colombian buyers from offer to closing?
A bilingual agent keeps the search, the offer strategy, and the contract briefing in Spanish or English, then negotiates with the other side in the language that transaction needs. Rangely coordinates video tours, introductions to lenders and title, source-of-funds timing, and a remote closing so you are not translating every email yourself. She represents your interests as the buyer.
What should I prepare before wiring funds from Colombia to a U.S. title company?
Prepare a documented source of funds, valid passport identification, and enough calendar time for your bank in Colombia and the U.S. title company to clear an international wire. Before you send money, call a known title contact on a number you looked up yourself and read the wiring instructions back. Do not rely on wiring details that arrive only by email.
Guides that pair with this page
Foreign buyers hub
Country guides for purchasing Miami real estate from abroad
Foreign buyers guide
Educational article on the international purchase path
Miami buyer's guide
Step-by-step buying for a domestic purchase
Spanish-speaking realtor
Full representation in Spanish
FAQ
Straight answers on buying, condos, and closing
Pre-construction
New condo projects, reviewed contract by contract
New developments
Index of new buildings
Investment property
When the home is mainly a rental
Airbnb consulting
Short-term rental plans, verified building by building
Book a bilingual consult
Bring your goals, a budget band, whether you expect cash or financing, your timeline, and whether you will tour in person or from Colombia. The consult is free.
WhatsApp or call (954) 833-0020 · info@rangelyadames.com
Sunland Group, 14 NE 1st Ave, Suite 305, Miami, FL 33132
Equal housing opportunity. Rangely Adames is a licensed sales associate. She does not provide tax, immigration, or legal advice.