JOLLY ROGER ESTATES

437 Pirates Rd, Torch Key FL 33042

3 beds · 2 baths · 1,296 ft²

Closed

$895,000

Est. Payment $4,764/mo

MLS Sheet Video

3

Bedrooms

2

Bathrooms

1,296

Sq. Ft.

2015

Year Built

2

Garage

211

Days on Market

Description

Offered in the highly sought-after Jolly Roger Estates, this beautifully maintained, one-owner canal-front home is just 11 years old and truly move-in ready. Elevated and thoughtfully designed, the 1,296 sq. ft. residence offers three bedrooms and two bathrooms, enhanced by refined finishes including crown molding, tray ceilings, tile showers, and a bright, open-concept living space ideal for coastal living. Built for both comfort and peace of mind, the home features a metal roof installed in 2018 along with impact-rated windows and doors throughout. Enjoy added privacy and nightly sunset views over the protected salt marsh directly across the street—an unspoiled natural backdrop that will never be developed. Boaters will appreciate the free-flowing, clear-water canal with excellent access to both the ocean and the bay. The private dock with a 7,000-lb side-lift boat elevator makes heading out for fishing, diving, or sunset cruises effortless. The spacious lot offers a large driveway, double covered parking, and ample room for boat trailers and additional vehicles. Downstairs, a full concrete pad and enclosed angler's room provide the perfect space for storing fishing gear, dive equipment, and all your island toys. Located near mile marker 28.5, Jolly Roger Estates is a peaceful, palm-lined waterfront community on the Atlantic side of Little Torch Key, offering direct access to Pine Channel and world-class boating, fishing, and diving at nearby Looe Key Reef.

Facts

MLS#
A11998100
Subdivision
JOLLY ROGER ESTATES
Property Type
Residential
Property Sub Type
Single Family Residence
Year Built
2015
Lot Size
6,000 ft²
Sq. Ft.
1,296 ft²
Sq. Mt.
120 m²
Price per sq. ft.
$691/ft²
Price per sq. mt.
$7,458/m²
Stories
—
Garage
2 spaces
Pool
—
Days on Market
211 days
Listed
Jan 1, 2026
Last Updated
Sep 16, 2026
Price/Lot Sq.Ft.
$149/ft²

Comparable homes

Same ZIP, similar price + bedrooms.

Market insights for Torch Key

Live MLS-derived activity. Forecast is a conservative rule-of-thumb estimate — not a guarantee.

Sellers market

September 2026

100/100
Buyers marketSellers market

89

Median days to sold

+4.5%

1-year price forecast (est.)

Price & tax history

From the live MIAMI MLS feed. Older history requires the ListingHistory resource (not yet enabled).

9/16/2026Sold$895,000
6/2/2026Price change$895,000-0.4%
1/1/2026Listed for sale$899,000

History reflects fields present on the live MLS record. Full multi-year history requires the MIAMI ListingHistory resource (not yet enabled).

Location

437 Pirates Rd, Torch Key FL 33042Directions

Estimated Monthly Payment

$5,659/mo

Principal & Interest

$4,764

Property Tax

$746

Insurance

$150

HOA

$0

20% ($179,000)
7.00%
30 years
1.00% (FL avg ~1.0%)
$0/mo
$150/mo

Estimates only. Actual payment depends on credit, lender, insurance carrier, and FL/Miami-Dade specifics. Contact Rangely for a precise quote.

Rangely Adames

Rangely Adames

Sales Associate | Sunland Group

Hablo Español

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