WEST LAKE

130 Indianapolis St, Palatka FL 32640

For Sale · Active Listing

$11,900

Est. Payment $63/mo

MLS Sheet Video

83

Days on Market

Description

RARE BUILD-READY 2-LOT BUNDLE! Exceptional opportunity to own a legally combined 0.20-acre homesite in West Lake Terrace, Hawthorne, FL. The lot combination has already been completed to satisfy subdivision building requirements, with an official 911 address assigned, reflected on the Property Appraiser's website as a recorded plat and boundary survey available. Clean title, Warranty Deed at closing, ALTA Owner's Title Policy on record, no back taxes, and NOT a tax deed or quitclaim sale. Flat, high, dry, mostly cleared lot in Flood Zone X (no flood insurance required). R-2 zoning allows site-built, manufactured, mobile, and qualifying tiny homes (per local codes). No HOA, no deed restrictions, and no deadline to build. Electricity available nearby. Conveniently located near Gainesville, Palatka, UF, lakes, parks, and outdoor recreation, with St. Augustine and Atlantic beaches just over an hour away. Looking for more space? The adjacent build-ready double lot at 134 Indianapolis St (Parcel #11-10-23-9303-0010-0190) has also been legally combined, assigned a 911 address, and is available separately, creating a rare opportunity for an expanded homesite, family compound, or investment. Build now or hold for future appreciation!

Facts

MLS#
A12053540
Subdivision
WEST LAKE
Property Type
Land/Boat Docks
Property Sub Type
Residential
Year Built
—
Lot Size
8,712 ft²
Sq. Ft.
—
Sq. Mt.
—
Price per sq. ft.
—
Price per sq. mt.
—
Stories
—
Garage
—
Pool
—
Days on Market
83 days
Listed
Jul 14, 2026
Last Updated
Oct 6, 2026
Price/Lot Sq.Ft.
$1/ft²

Market insights for Palatka

Live MLS-derived activity. Forecast is a conservative rule-of-thumb estimate — not a guarantee.

Sellers market

October 2026

100/100
Buyers marketSellers market

61

Median days to sold

+4.5%

1-year price forecast (est.)

Price & tax history

From the live MIAMI MLS feed. Older history requires the ListingHistory resource (not yet enabled).

7/14/2026Listed for sale$11,900

History reflects fields present on the live MLS record. Full multi-year history requires the MIAMI ListingHistory resource (not yet enabled).

Location

130 Indianapolis St, Palatka FL 32640Directions

Estimated Monthly Payment

$223/mo

Principal & Interest

$63

Property Tax

$10

Insurance

$150

HOA

$0

20% ($2,380)
7.00%
30 years
1.00% (FL avg ~1.0%)
$0/mo
$150/mo

Estimates only. Actual payment depends on credit, lender, insurance carrier, and FL/Miami-Dade specifics. Contact Rangely for a precise quote.

Rangely Adames

Rangely Adames

Sales Associate | Sunland Group

Hablo Español

The data relating to real estate for sale on this website comes in part from the Southeast Florida Multiple Listing Service. MLS Data is deemed reliable, but is not guaranteed accurate by MIAMI REALTORS®.

Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited and may be a violation of federal and state law.

Copyright Southeast Florida MLS a/k/a SEFMLS © 2026.

Updated within 24 hours

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