THE RESERVES,LAKES BY THE BAY

8859 SW 223rd Ter, Cutler Bay FL 33190

3 beds · 2 baths · 1,876 ft²

For Sale · Active Listing

$520,000

Est. Payment $2,768/mo

MLS Sheet

3

Bedrooms

2

Bathrooms

1,876

Sq. Ft.

2005

Year Built

2

Garage

5

Days on Market

Description

Opportunity in the Lakes by the Bay area of Cutler Bay. This two-story home features an attractive Mediterranean-style exterior with tile roof, stone accents, second-floor balcony, paver driveway and two-car garage. Enjoy a convenient location near Lakes by the Bay Park, Black Point Park & Marina, Southland Mall, dining, shopping and entertainment, with easy access to major roadways. Property is occupied. Do not disturb occupants. No showings or interior access will be permitted. Property is being sold as-is. This property is now active in an online auction. All offers must be submitted through the property’s listing page on Auction. The sale will be subject to a 5% buyer’s premium pursuant to the Auction Terms and Conditions (minimums may apply). All auction bids will be processed subject to seller approval.

Facts

MLS#
A12092998
Subdivision
THE RESERVES,LAKES BY THE BAY
Property Type
Residential
Property Sub Type
Single Family Residence
Year Built
2005
Lot Size
5,278 ft²
Sq. Ft.
1,876 ft²
Sq. Mt.
174 m²
Price per sq. ft.
$277/ft²
Price per sq. mt.
$2,989/m²
Stories
—
Garage
2 spaces
Pool
—
Days on Market
5 days
Listed
Sep 18, 2026
Last Updated
Sep 23, 2026
Price/Lot Sq.Ft.
$99/ft²

Comparable homes

Same ZIP, similar price + bedrooms.

Market insights for Cutler Bay

Live MLS-derived activity. Forecast is a conservative rule-of-thumb estimate — not a guarantee.

Sellers market

October 2026

100/100
Buyers marketSellers market

34

Median days to sold

+4.5%

1-year price forecast (est.)

Price & tax history

From the live MIAMI MLS feed. Older history requires the ListingHistory resource (not yet enabled).

9/18/2026Listed for sale$520,000

History reflects fields present on the live MLS record. Full multi-year history requires the MIAMI ListingHistory resource (not yet enabled).

Location

8859 SW 223rd Ter, Cutler Bay FL 33190Directions

Estimated Monthly Payment

$3,351/mo

Principal & Interest

$2,768

Property Tax

$433

Insurance

$150

HOA

$0

20% ($104,000)
7.00%
30 years
1.00% (FL avg ~1.0%)
$0/mo
$150/mo

Estimates only. Actual payment depends on credit, lender, insurance carrier, and FL/Miami-Dade specifics. Contact Rangely for a precise quote.

Rangely Adames

Rangely Adames

Sales Associate | Sunland Group

Hablo Español

The data relating to real estate for sale on this website comes in part from the Southeast Florida Multiple Listing Service. MLS Data is deemed reliable, but is not guaranteed accurate by MIAMI REALTORS®.

Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited and may be a violation of federal and state law.

Copyright Southeast Florida MLS a/k/a SEFMLS © 2026.

Updated within 24 hours

Similar listings nearby

More homes in Cutler Bay around $520,000.

Call NowWhatsApp