🇧🇷 Brazil· Miami Real Estate · EN / ES
Buying Miami Real Estate as a Brazilian Buyer
Brazilians are among the most active international buyers in Miami, especially in the beach and Aventura corridor. You do not need US residency or US credit to buy. I guide Brazilian buyers from ITIN through closing, in English, Spanish, and with Portuguese-friendly support.
How Brazilian Buyers Purchase in Miami
Get an ITIN
As a foreign buyer you use an ITIN (Individual Taxpayer Identification Number) in place of a Social Security number. It typically takes about 4 to 6 weeks. You can buy in cash without one, but you will need it for financing and US taxes.
Choose cash or foreign-national financing
Pay cash for the fastest close, or finance roughly 60 to 70 percent of the price through a foreign-national loan. These loans require no US credit history. You qualify with your passport, ITIN, bank statements, and a reference letter from your home-country bank.
Make an offer and open escrow
Once we find the right property, we submit an offer and place a deposit in a US escrow account. Funds are wired from your home country through compliant channels, so plan a few days and keep documentation of the source of funds.
Plan for taxes and structure
Budget for annual property tax (Florida has no state income tax) and understand FIRPTA, which withholds about 15 percent of the sale price when a foreign owner later sells, refundable against actual tax. Many buyers hold title in an LLC for privacy and estate planning. I connect you with a CPA and attorney.
Close, remotely if needed
Close in person or remotely with a power of attorney and a notary. I coordinate the title company, inspections, and wire instructions so the process is smooth from anywhere.
Best Miami Areas for Brazilian Buyers
Brazilian buyers concentrate in Aventura and Sunny Isles Beach for waterfront and beach living near a large Brazilian community, plus Bal Harbour and Brickell for luxury. Aventura's schools and walkability make it a top family choice. I will match you to the area that fits your goals, whether primary home, vacation, or investment.
Brazilian Buyer FAQ
Can a Brazilian citizen buy property in Miami?
Yes. Brazilian citizens can freely own US real estate with no residency or visa required. You buy with your passport and use an ITIN for financing and taxes.
Can I get a mortgage in Miami as a Brazilian buyer?
Yes. Foreign-national loans let Brazilian buyers finance roughly 60 to 70 percent of the price with no US credit, qualifying with your passport, ITIN, bank statements, and a letter from your Brazilian bank. I can connect you with specialized lenders.
What taxes do Brazilian owners pay in Miami?
You pay annual Florida property tax (no state income tax). Rental income is taxed if you rent. On sale, FIRPTA withholds about 15 percent, refundable against actual tax. A CPA helps you structure ownership, often via an LLC.
Where do most Brazilians buy in Miami?
Aventura and Sunny Isles Beach are the heart of the Brazilian community, with Bal Harbour and Brickell for luxury. These areas offer Portuguese-speaking services, strong schools, and waterfront living.
Can I close remotely from Brazil?
Yes. You can close remotely with a power of attorney and a notary at a US consulate or approved notary in Brazil. I coordinate the full remote closing.
Ready to Buy in Miami from Brazil?
Send me your budget and timeline and I'll guide you from ITIN to closing, in English or Spanish. No US credit or residency required.